...PayPal account.
3. PayPal debits your credit card for the purchase amount plus the $1.95 fee.
4. The merchant receives the full purchase amount from PayPal.
5. PayPal keeps the $1.95 fee as a processing fee.
**Hashtags:**
* #PayPal
* #creditcard
* #TransactionFee
* #ProcessingFee
* #Merchant